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Accidental Death & Dismemberment (AD&D) Insurance

Looking for affordable insurance protection that goes beyond your primary medical, long-term disability, and life insurance coverage? Consider the SPARK Optional AD&D Plan issued by The Prudential Insurance Company of America.

 

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Accidental Death & Dismemberment (AD&D)
Insurance
 for SPARK Members

Looking for affordable insurance protection that goes beyond your primary medical, long-term disability, and life insurance coverage? Consider the SPARK Optional AD&D Plan issued by The Prudential Insurance Company of America. It’s AD&D coverage for specific injuries outlined in the schedule of benefits below.

As part of your SPARK membership, Members under the age of 65, are eligible to apply up to $500,000 of Optional AD&D coverage. Acceptance is guaranteed—there are no medical exams or questions.

Added Peace Of Mind For A Little More Per Month

For a little more a month you can choose to receive $500,000 of Optional AD&D coverage.

Insure yourself as well as your dependents.  AD&D provides benefits for losses caused by accidental bodily injury.

Members can add $500,000 of AD&D coverage and also add $250,000 coverage on your spouse. Eligible dependent children can be covered for $10,000 per child. A newborn child is not your qualified dependent until the first premium due date following birth.

Who Is Eligible To Apply?

Members:

  • All Members of SPARK who are less than age 65 may apply.

Eligible Dependents: Spouse/domestic partner and dependent children less than 26 years old. Your children include your legally adopted children, step-children and foster children who depend upon you for support and maintenance.

The products issued by The Prudential Insurance Company of America may not be available in all states
NY Residents: This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York Department of Financial Services.
IMPORTANT NOTICE: THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS
THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
Group Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. Contract Series: 83500
1067457-00002-00
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