Empowering Brokers to Achieve Lasting Success
You’ve worked hard to build your real estate career—and you’re not slowing down. Whether you’re growing your client base or mentoring the next generation, SPARK is here to support your success with practical tools, valuable benefits and a team that understands your needs.
Individual Insurance and Benefits Marketplace
Shop for Health, Dental, Vision and Life insurance plans from industry-leading providers through the SPARK Private Benefits Exchange. The portal allows you to shop and compare insurance carriers in both the public and the private market at once and provides you with the advice of an experienced and licensed benefits counselor that has your individual needs in mind. Easily schedule an appointment to fit your schedule with a counselor and be sure to ask them about the new SPARK Members Health Plan that has been designed specifically for self-employed SPARK members and their dependents.
- 11/1/2025: Open Enrollment begins
- 12/15/2025: Last day to enroll for coverage effective 1/1/2026
- 1/15/2026: Open Enrollment ends; last day to enroll for coverage effective 2/1/2026
Insurance and Risk Management
FOREWARN App for Real Estate Agents
Instant Due Diligence on prospective clients with FOREWARN. A $300 value, FREE with a SPARK Premium membership.
Stay safe, informed and confident with the FREE FOREWARN App. Activate your SPARK account today and receive your personalized FOREWARN App invite within 24-48 hours.
Know who you’re meeting—before you meet them.
Available at NO COST to all SPARK premium members.
Register now to access this powerful tool.
Real Estate Brokers Errors and Omissions Insurance Program
SPARK has partnered with CRES Insurance, one of the largest insurance brokers in the world, to offer an affordable, comprehensive top-rated professional liability E&O insurance program designed specifically for Real Estate Brokers. Coverage extends to all agents of the firm for all of their real estate transactions within the company under one policy. CRES has more options to help you find the best protection at the best price. CRES and SPARK understands the specific risks you face daily in real estate. Protect yourself and your company with the best E&O Insurance to safeguard your business and your clients.
Cyber and Data Breach Insurance Program for Brokers
Easily protect your brokerage against the fastest growing risk facing the Real Estate Industry. Cyber criminals are attacking the real estate industry every day causing millions in losses. SPARK has partnered with the leading cyber insurance provider Coalition, to help our broker members address this problem by providing no-cost cybersecurity risk assessment reports and other tools to help prevent losses, as well as security and incident response services and a comprehensive cyber insurance policy to help you recover from a data breach event.
Find out how easy it is to access the tools and up to $1M in Cyber Insurance coverage. Get your online quote and easily get your coverage in place to protect your brokerage. This is the best way for your real estate firm to manage digital risk including funds transfer fraud.
All franchises are now required to obtain cyber insurance in the appropriate amount for the size of your franchise operations with a minimum of $500,000 in coverage per claim.
Provide Your Agents With A Complimentary One-Year Premium Level Membership to SPARK
Provide Your Agents With A Complimentary One-Year Premium Level Membership to SPARK Association Of Real Estate Professionals!
As a broker, we know you want to provide the best possible benefits to help your agents thrive in their careers. SPARK offers agents exclusive member-only discounts with access to affordable and comprehensive insurance programs. Help Recruit, Retain and Motivate your sales team by providing them with a fully paid annual SPARK Premium level membership. The membership includes free access to the FOREWARN Real Estate App (a $240 savings!), 40% discount on all McKissock Continuing Education Courses and SPARK members have $10,000 of included Association provided AD&D Life Insurance.
Cybersecurity Compliance And Certification
InfoSafe® makes it simple and affordable to protect your customers and business against a data breach and helps you get compliant with government and industry data security regulations.
Get certified and save 20% or more as a SPARK member.
Employer Group Health Benefits Exchange and optional HR solutions
SPARK members that employ two or more employees have access to hundreds of group health plans from industry-leading group health insurance carriers. In addition to offering the most competitive plans on the market, members receive access to unique cost-saving opportunities, HSA-qualified plans. Members have the ability to add coverage at preferred members-only rates for dental, vision, life, disability insurance and more!
SPARK Group Health customers also receive free access to an online benefits administration system which includes paperless enrollment as well as HR and compliance tools.
Call 800-282-8626 to speak with a representative.
Business Identity Theft Protection
Personal and business identity theft protection for real estate professionals.
iDefend® Business protects you against personal and business identity theft in a single, affordable program. Protect yourself, your business and your reputation with the industry’s first and only combined business protection plan.
SPARK members save up to 33%!
Discounts and Services
Lenovo Computer Products
SPARK has teamed up with Lenovo, a global leader in the PC and technology marketplace.
Members save up to 50% off the everyday public web price of Lenovo laptops, tablets, desktops, all-in-ones, workstations, servers and accessories.
Continuing Education & License Renewal
The SPARK partnership with Colibri Real Estate and McKissock Learning gives an added discount on license renewal and easy access to completing all state continuing education requirements for real estate professionals.
SPARK Members receive a 35% discount on license renewal processing and a 40% discount on CE courses.
Discounted Accounting Services
Members gain access to Certified Public Accountants, Enrolled Agents and other experts dedicated to providing easy and affordable accounting and tax solutions for individuals and small businesses. Some solutions include year-round bookkeeping, tax preparation and payroll services. A competitive leader with pricing that is on average 30% less than the industry standard.
SPARK members receive an extra 10% savings on all services.
Secure Email Solution
Email security shouldn’t slow you down or complicate your life. It should be user-friendly, intuitive, effective and inexpensive. Delivery Trust® is all of these things and more! A complete product providing both secure email encryption and an end to end e-signature solution, all in one package for a price you can afford!
Complete email security solution starting at just $5.95 a month.
Custom Visa & Mastercard Reward & Incentive Cards
Transform client gifts and team rewards into something extraordinary with customizable Visa and Mastercard gift cards. These cards allow you to add a personal touch while enhancing your brand’s visibility. Explore how PerfectGift.com can elevate your gifting strategy and strengthen your relationships.
MasterClass Online Classes
Help your members gain new skills and insight in as little as 10 minutes — with online courses from MasterClass, they can succeed in their personal and professional lives.
